How we write and check our guides

eBusiness Loan writes for Australian owners who would rather sort out finance from a phone than a branch. Our guides explain how online applications, bank-statement links, digital identity checks and e-signing really work. These are the rules behind every page.

Where our facts come from

We check facts against official Australian sources first: the ATO, business.gov.au, ASIC and Moneysmart, the OAIC for privacy and credit reporting, the Consumer Data Right site for bank-data sharing, Scamwatch for fraud warnings, and the PPSR. Each page lists its main sources at the bottom. If a claim can't be traced to a source we trust, we leave it out.

How a page is reviewed

• Every page is drafted by the eBusiness Loan editorial team and checked against its listed sources before it goes live.
• Anything describing a step in the online process (what a statement link can see, what an e-signature binds you to, what a lender checks) is compared with how that step actually works in practice.
• Security and scam guidance is re-checked whenever Scamwatch, the OAIC or the Consumer Data Right rules publish changes.

What we won't publish

• Interest rates or "from" rates. Every business loan is priced on the business itself.
• Testimonials, star ratings, invented statistics or "approved in minutes" promises.
• Real customer names or figures. Worked examples are clearly marked as illustrations.

Corrections

Online banking and lending tools change often. If something on this site looks wrong or out of date, tell us through the contact page. We check every report and update the page, and its date, when a fix is needed.

General information only

Our guides are general information about business finance in Australia and don't take your circumstances into account. For tax or legal questions about your own business, speak with your accountant or lawyer. You can read more about who we are on our about page.

Last reviewed 9 November 2026.