About us
About eBusiness Loan
Your business loan, online. No queues. No branch.
eBusiness Loan is exactly what the name says: a way to get a business loan online. No queueing, no booking an appointment, no taking a morning off to sit in a branch, and no paperwork shuffle. You enquire from your phone or laptop, share documents digitally, and a real lending specialist works on your situation from there.
Why we built it
Most Australian business owners run their businesses online already. They invoice from cloud software, take card and online payments, lodge BAS through the ATO's online services and bank on their phones. Yet asking about a business loan still too often means printing statements, finding a free morning and explaining the business to someone across a desk — then coming back to sign.
We think the loan should work the way the business does. Every step that used to need a branch now has a secure digital version: a read-only bank-statement link instead of printouts, an identity check with your phone's camera instead of a counter, and e-signing instead of a second trip. What hasn't changed is the care: your situation is still looked at properly, by a person.
Who we help
- Trading businesses of every structure — sole traders, companies, trusts and partnerships.
- Owners who can't spare a weekday morning — tradies, retailers, hospitality operators, health practitioners and anyone else who'd rather not close up to visit a bank.
- Businesses that live online — e-commerce stores, marketplace sellers, digital agencies, SaaS and app businesses, and online service providers.
- Owners whose paperwork lags their trading — where bank data tells the real story better than last year's tax return.
What we can help with
- Unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Property-secured business loans from $20,000 to $5,000,000 (first mortgages, second mortgages and caveat loans; residential or commercial security).
- Past credit issues and ATO debt considered case by case.
- Business purposes only. We don't arrange consumer loans.
We don't publish interest rates. Every business loan is priced on the business's own circumstances, so any advertised figure would tell you very little. Your specialist sets out the full cost of any offer before you sign.
Our promises
No credit check to enquire
Starting an enquiry online doesn't touch your credit file. A credit check only comes up later, once you choose to go ahead.
Not sprayed to dozens of lenders
Your details stay with one team. We don't fire your enquiry at a list of lenders and wait to see who bites.
A real person on your file
A lending specialist reads what you sent and calls or emails you. Accurate answers on the form help us match you properly the first time.
One more thing we ask of you in return: please fill in the enquiry form as accurately as you can. Honest numbers about turnover, existing loans and property mean we can match you properly the first time, instead of the third.
How we work
Your enquiry is read by a person. A specialist contacts you by phone or email, talks through what you need, and explains plainly what's realistic — including when the honest answer is "not yet" and what would change it. If you go ahead, everything else happens online. You can read the full process on our how it works page, or see the steps in detail in our guide to applying for a business loan online.
Who we are
eBusiness Loan is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as eBusiness Loan. Our office is at Level 27, 101 Collins Street, Melbourne VIC 3000, and you can call us on 03 9072 0200 during business hours. Most people never need to visit — which is rather the point.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
Not sprayed to dozens of lenders
A real person on your file